IVF is emotionally and financially demanding. For couples worried about spending large amounts without results, some clinics in India offer Guaranteed IVF Packages, also called Money-Back IVF Programs

Money-back guarantee? Ask Rua which clinics offer this program

What Is a Guaranteed IVF (Money-Back) Package?

A guaranteed IVF package typically means:

• You pay a fixed package amount upfront
• The package covers multiple IVF cycles (as defined in the agreement)
• If pregnancy is not achieved within the agreed number of cycles, part of the money is refunded

The goal is to provide financial reassurance, not a medical guarantee of pregnancy or live birth.

How Do Money-Back IVF Programs Work?

Most programs include:

• 2–3 IVF cycles (sometimes more, depending on the contract)
• Doctor consultations
• Egg retrieval and embryo transfer procedures
• Basic laboratory procedures

Refund terms depend on:

• Number of failed cycles
• Clinic policy
• Patient eligibility criteria
• Completion of all recommended cycles within the package

Want to understand refund conditions clearly? Ask Rua.

Who Is Eligible for Guaranteed IVF Packages?

Not every patient qualifies. Clinics usually select patients based on:

• Age (often under 38–40 years, depending on clinic policy)
• Ovarian reserve (AMH levels and other hormonal markers)
• Uterine health
• Absence of severe medical complications
• Overall fertility prognosis

Eligibility screening is typically strict because these programs are designed for patients with a relatively favourable predicted outcome.

Cost of Guaranteed IVF Packages in India

Approximate Cost Range

₹4 – 8 lakhs (varies by clinic, city, and inclusions)

Refund percentage may range from 50% to 100%, depending on:

• Number of cycles completed
• Contract terms
• Treatment response
• Compliance with clinic protocols

Ask Rua to compare guaranteed IVF package prices and refund terms.

Are Guaranteed IVF Packages Really “Guaranteed”?

It is important to understand:

• Clinics do not guarantee a baby
• They guarantee a defined financial refund policy
• Medical success still depends on biological and clinical factors

Before enrolling, always review:

• The written contract
• Inclusion and exclusion lists
• Refund eligibility conditions
• Medication coverage details
• Definition of “success” (pregnancy test vs. clinical pregnancy vs. live birth)

Clarifying these details prevents misunderstandings later.

Pros and Cons of Money-Back IVF Programs

Advantages

• Reduces financial uncertainty
• Encourages completion of multiple IVF cycles
• Provides clearer upfront budgeting

Limitations

• Higher upfront payment
• Strict eligibility criteria
• Not suitable for all patients
• Refund may not include medication or additional procedures

How Karetrip Helps You Choose the Right Program

At karetrip.com, we help couples understand money-back IVF programs with transparency.

We support you with:

• Identifying clinics offering guaranteed IVF programs
• Explaining eligibility criteria
• Comparing package inclusions and exclusions
• Reviewing refund structures
• Assisting international patients
• Planning IVF timelines carefully

Money-back guarantee? Ask Rua which clinics offer this program.

Medical Disclaimer

This content is for general information only and does not replace professional medical advice, diagnosis, or treatment. IVF success rates vary based on age, ovarian reserve, sperm quality, uterine health, and other medical factors. Always consult a qualified fertility specialist and carefully review written agreements before enrolling in a guaranteed IVF program.